Main Tasks
Responsible for the secured & unsecured loan product, which includes new product development, market research, targeting, product offerings, designing and measuring the effectiveness of the product and Programme.
- Launch the Small Business loan business across Branches and DST.
- Developing and maintaining an effective relationship with multiple internal stakeholders with different departments including IT/ legal/ Finance & marketing
- Grow targeted Loan segment portfolio profitably to scale by introducing products tailored to attract and retain target customers
- Lead initiatives focused on the development of Secured & Unsecured Loan products and services.
- Manage enhancements for product segments in alignment with product strategy.
- Identify and lead the introduction of new service or capability enhancements to existing products to maintain or enhance competitive advantage, improve customer experience, and drive product profitability.
- Responsible for managing activities that deliver favorable metrics and financial results against plan.
- Manage activities related to communication, processing, and enhancements relating to service providers including invoice management, SLA monitoring, and support of regular business reviews.
- Liaise with Regulatory Compliance to meet relevant lending regulatory and compliance requirements.
- Contribute to controlling and oversight of revenue, marketing funds, and retention initiatives with partners
- Handling system changes, providing logic for preparation of BRD
- Understanding & handling system changes to smoothen the operational processes from time to time
Handling branch queries for quick resolution